Today both Nancy and I received offers for a credit card. It’s not unusual, we shred the equivalent of a small forest of these things each year. Today’s had a funny twist.

For the record, both of these offers (in separate envelopes) came from Capital One (they are the “What’s in your wallet” guys). But when I opened the envelope addressed to Nancy, the return card was addressed to me. When I opened my envelope it was addressed to one of my neighbors. Presumably my neighbor has the one addressed to me. Or it could be a massive mix up where dozens of us are getting each others’ offers.

These offers succeed to the extent that they convince me to use their card. Suffice it to say they didn’t impress me and I have no desire to do business with them.