It's Time to be Done with Rush Limbaugh

For the few people out there who haven’t been paying attention, Rush Limbaugh verbally assaulted Sandra Fluke, a law student at Georgetown University in Washington D.C.

Ms. Fluke was testifying before Congress last week in support of President Obama’s call for universal coverage for birth control. You can see her testimony on You Tube. Here is the transcript:

Leader Pelosi, Members of Congress, good morning, and thank you for calling this hearing on women’s health and allowing me to testify on behalf of the women who will benefit from the Affordable Care Act contraceptive coverage regulation. My name is Sandra Fluke, and I’m a third year student at Georgetown Law, a Jesuit school. I’m also a past president of Georgetown Law Students for Reproductive Justice or LSRJ. I’d like to acknowledge my fellow LSRJ members and allies and all of the student activists with us and thank them for being here today.

Georgetown LSRJ is here today because we’re so grateful that this regulation implements the nonpartisan, medical advice of the Institute of Medicine. I attend a Jesuit law school that does not provide contraception coverage in its student health plan. Just as we students have faced financial, emotional, and medical burdens as a result, employees at religiously affiliated hospitals and universities across the country have suffered similar burdens. We are all grateful for the new regulation that will meet the critical health care needs of so many women. Simultaneously, the recently announced adjustment addresses any potential conflict with the religious identity of Catholic and Jesuit institutions.

When I look around my campus, I see the faces of the women affected, and I have heard more and more of their stories. . On a daily basis, I hear from yet another woman from Georgetown or other schools or who works for a religiously affiliated employer who has suffered financial, emotional, and medical burdens because of this lack of contraceptive coverage. And so, I am here to share their voices and I thank you for allowing them to be heard.

Without insurance coverage, contraception can cost a woman over $3,000 during law school. For a lot of students who, like me, are on public interest scholarships, that’s practically an entire summer’s salary. Forty percent of female students at Georgetown Law report struggling financially as a result of this policy. One told us of how embarrassed and powerless she felt when she was standing at the pharmacy counter, learning for the first time that contraception wasn’t covered, and had to walk away because she couldn’t afford it. Women like her have no choice but to go without contraception. Just last week, a married female student told me she had to stop using contraception because she couldn’t afford it any
longer. Women employed in low wage jobs without contraceptive coverage face the same choice.

You might respond that contraception is accessible in lots of other ways. Unfortunately, that’s not true. Women’s health clinics provide vital medical services, but as the Guttmacher Institute has documented, clinics are unable to meet the crushing demand for these services. Clinics are closing and women are being forced to go without. How can Congress consider the Fortenberry, Rubio, and Blunt legislation that would allow even more employers and institutions to refuse contraceptive coverage and then respond that the non-profit clinics should step up to take care of the resulting medical crisis, particularly when so many legislators are attempting to defund those very same clinics?

These denials of contraceptive coverage impact real people. In the worst cases, women who need this medication for other medical reasons suffer dire consequences. A friend of mine, for example, has polycystic ovarian syndrome and has to take prescription birth control to stop cysts from growing on her ovaries. Her prescription is technically covered by Georgetown insurance because it’s not intended to prevent pregnancy. Under many religious institutions’ insurance plans, it wouldn’t be, and under Senator Blunt’s amendment, Senator Rubio’s bill, or Representative Fortenberry’s bill, there’s no requirement that an exception be made for such medical needs. When they do exist, these exceptions don’t accomplish their well-intended goals because when you let university administrators or other employers, rather than women and their doctors, dictate whose medical needs are legitimate and whose aren’t, a woman’s health takes a back seat to a bureaucracy focused on policing her body.

In sixty-five percent of cases, our female students were interrogated by insurance representatives and university medical staff about why they needed these prescriptions and whether they were lying about their symptoms. For my friend, and 20% of women in her situation, she never got the insurance company to cover her prescription, despite verification of her illness from her doctor. Her claim was denied repeatedly on the assumption that she really wanted the birth control to prevent pregnancy. She’s gay, so clearly polycystic ovarian syndrome was a much more urgent concern than accidental pregnancy. After months of paying over $100 out of pocket, she just couldn’t afford her medication anymore and had to stop taking it. I learned about all of this when I walked out of a test and got a message from her that in the middle of her final exam period she’d been in the emergency room all night in excruciating pain. She wrote, “It was so painful, I woke up thinking I’d been shot.” Without her taking the birth control, a massive cyst the size of a tennis ball had grown on her ovary. She had to have surgery to remove her entire ovary. On the morning I was originally scheduled to give this testimony, she sat in a doctor’s office. Since last year’s surgery, she’s been experiencing night sweats, weight gain, and other symptoms of early menopause as a result of the
removal of her ovary. She’s 32 years old. As she put it: “If my body indeed does enter early menopause, no fertility specialist in the world will be able to help me have my own children. I will have no chance at giving my mother her desperately desired grandbabies, simply because the insurance policy that I paid for totally unsubsidized by my school wouldn’t cover my prescription for birth control when I needed it.” Now, in addition to potentially facing the health complications that come with having menopause at an early age– increased risk of cancer, heart disease, and osteoporosis, she may never be able to conceive a child.

Perhaps you think my friend’s tragic story is rare. It’s not. One woman told us doctors believe she has endometriosis, but it can’t be proven without surgery, so the insurance hasn’t been willing to cover her medication. Recently, another friend of mine told me that she also has polycystic ovarian syndrome. She’s struggling to pay for her medication and is terrified to not have access to it. Due to the barriers erected by Georgetown’s policy, she hasn’t been reimbursed for her medication since last August. I sincerely pray that we don’t have to wait until she loses an ovary or is diagnosed with cancer before her needs and the needs of all of these women are taken seriously.

This is the message that not requiring coverage of contraception sends. A woman’s reproductive healthcare isn’t a necessity, isn’t a priority. One student told us that she knew birth control wasn’t covered, and she assumed that’s how Georgetown’s insurance handled all of women’s sexual healthcare, so when she was raped, she didn’t go to the doctor even to be examined or tested for sexually transmitted infections because she thought insurance wasn’t going to cover something like that, something that was related to a woman’s reproductive health. As one student put it, “this policy communicates to female students that our school doesn’t understand our needs.” These are not feelings that male fellow students experience. And they’re not burdens that male students must shoulder.

In the media lately, conservative Catholic organizations have been asking: what did we expect when we enrolled at a Catholic school? We can only answer that we expected women to be treated equally, to not have our school create untenable burdens that impede our academic success. We expected that our schools would live up to the Jesuit creed of cura personalis, to care for the whole person, by meeting all of our medical needs. We expected that when we told our universities of the problems this policy created for students, they would help us. We expected that when 94% of students opposed the policy, the university would respect our choices regarding insurance students pay for completely unsubsidized by the university. We did not expect that women would be told in the national media that if we wanted comprehensive insurance that met our needs, not just those of men, we should have gone to school elsewhere, even if that meant a less prestigious university. We refuse to pick between a quality education and our health, and we
resent that, in the 21st century, anyone thinks it’s acceptable to ask us to make this choice simply because we are women.
Many of the women whose stories I’ve shared are Catholic women, so ours is not a war against the church. It is a struggle for access to the healthcare we need. The President of the Association of Jesuit Colleges has shared that Jesuit colleges and universities appreciate the modification to the rule announced last week. Religious concerns are addressed and women get the healthcare they need. That is something we can all agree on. Thank you.

Please note that nowhere here does she state that she wants birth control for herself: this was an articulate and well reasoned explanation of how this is about womens’ health, not unrestricted sexual activity.

Here is how Rush responded on March 1st: (from his website) “‘What does it say about the college co-ed [Sandra] Fluke, who goes before a congressional committee and essentially says that she must be paid to have sex — what does that make her? It makes her a slut, right? It makes her a prostitute.” And later: “If we are going to pay for your contraceptives and thus pay for you to have sex, we want something for it. And I’ll tell you what it is. We want you to post the videos online so we can all watch.”

Responses to this were predictable. Most people were outraged and the Republican response was tepid at best. Mitt Romney said it’s “not the language I would have used.” Perhaps Mitt would have called her a call girl or a harlot. Rick Santorum said this to CBS: “He’s being absurd, but that’s you know, an entertainer can be absurd.” Newt Gingrich refused to criticize Rush but did say that the President was being “opportunistic” in calling Ms. Fluke. Ron Paul was perhaps the hero in the group when he called the remarks “over the top.”

Rush responded only when his show’s sponsors weighed in. Quicken Loans, Sleep Train, and Sleep Number all announced they would no longer advertise on his show. Then, and only then, did Rush “apologize:”

For over 20 years, I have illustrated the absurd with absurdity, three hours a day, five days a week. In this instance, I chose the wrong words in my analogy of the situation. I did not mean a personal attack on Ms. Fluke.

I think it is absolutely absurd that during these very serious political times, we are discussing personal sexual recreational activities before members of Congress. I personally do not agree that American citizens should pay for these social activities. What happened to personal responsibility and accountability? Where do we draw the line? If this is accepted as the norm, what will follow? Will we be debating if taxpayers should pay for new sneakers for all students that are interested in running to keep fit? In my monologue, I posited that it is not our business whatsoever to know what is going on in anyone’s bedroom nor do I think it is a topic that should reach a Presidential level.

My choice of words was not the best, and in the attempt to be humorous, I created a national stir. I sincerely apologize to Ms. Fluke for the insulting word choices.

Frankly, I’m still amazed. He did use the word apologize, but how did he not “mean a personal attack on Ms. Fluke?” What part of slut or prostitute isn’t a personal attack?

It’s time. It’s time for Republicans and conservatives to say that they’ve had enough and it’s time to stop listening to him. This apology isn’t enough, and no apology could be. He has inflamed the world of politics long enough and it’s time for him to go. I hope those sponsors don’t come back and that his other sponsors leave too. I hope radio stations refuse to carry his show. I hope people stop listening to him.

By the way, Georgetown University wrote an excellent essay on civility in public discourse.

Shopping for Outrage


There are many things I find wearying about political races, but few are more so than candidates looking for issues they can exploit for their own gain.

The latest here is the ongoing debate about President Obama and his Affordable Care Act: he proposes that beginning this September most insurers will be required to provide contraceptives. Some of the companies that will now need to provide that are certain Catholic institutions. Not surprisingly, some Catholic institutions oppose this: you can see the US Catholic Bishop’s response here.

The Catholic Church has had a longstanding view that artificial birth control is immoral. Almost nobody has done this, but you can read two encyclicals on this: Casti Connubii (1931) and Humanae Vitae (1968).

Interestingly enough, Catholics couples use artificial birth control at about the same rate as everyone else. Many liberal and faithful Catholics (like me) think this line in the sand by the Church is a mistake. It makes us look silly, out of touch, and anachronistic. It’s time for Rome to admit Paul VI made a mistake with Humanae Vitae.

What’s frustrating for us is that the Republican candidates have grabbed this silly issue and run with it: they have found a place to declare outrage. They are turning this into a religious freedom issue and making it sound like President Obama is waging war on us. He isn’t.

The president is simply making the point that we all do better when couples have the tools they need to make a better life for themselves and their children. It’s easy for (Catholics) Rick and Karen Santorum to have 7 children: Rick earned nearly a million dollars last year. For other couples who dearly love each other but aren’t blessed to be former congressmen, who are making their livings as cops, teachers, or construction workers, it’s not so easy.

We should hear their voices too.

Thank You Colonel Glenn

Fifty years ago today, February 20, 1962, a 40 year old Marine Colonel climbed into a space capsule and spent 5 hours in space. John Glenn, a member of the original Mecury 7 astronauts, was the first American to orbit the earth.

In 2012 it’s easy to think this was no big thing, but it was. The Soviet Union was ahead of us in the “space race” and there was real fear that they would conquer space and gain higher ground. We believed (and may have been right) that we were locked in a struggle over which country would own the last half of the 20th century and beyond. The space race was a race for survival.

In the middle of that were the 7 Mercury astronauts. They were chosen because it was believed that they were the best of the best: the front line in this war. They were.

Colonel Glenn’s flight was not as simple as it looks. On re-entry there was fear that his heat shield was compromised; had it been true he would have been the first American killed in the space race. He is here today because his spacecraft “built by the lowest bidder” was good enough to be perfect. He is here today because today’s iPhone has 1000% the computing power of the IBM computers in 1962, but the human genius covered the rest.

We made it to the moon first, we defeated the USSR, and we’re still here.

Thank you Colonel Glenn.

PS: Of the original 7, only John Glenn and Scott Carpenter are still alive. The other five are: Gordon Cooper, Virgil I. (Gus) Grissom , Wally Schirra, Alan Shepard, and Deke Slayton.

Coming out of Florida

I’m writing this as the results are coming in from the Florida Republican Primary. It’s been a tough few weeks for the candidates, and it points to more months of negative campaigning, Super Pacs, and unlimited bloodletting.

Coming out of the South Carolina primary it appeared that the Gingrich campaign had some momentum, and this was of great concern to the Republican establishment. The Romney campaign came out with strong negative ads and won Florida.

I’ve update the table and you can see there is no more agreement than before.

The race is still on. Nevada is next.

The Republican Delegate Race: 2.0

Four years ago I tried to keep track of the delegate count for the Republican and Democratic primaries and it gave me a headache. That headache has already returned and I’m taking a new strategy. My headache was caused by the fact that several news organizations keep a delegate count, but none of them agree. This year I’ve decided to take a different track. I’m setting up a page to keep track of the counts of a few different organizations. We’ll see how it happens. You can access this page here.

Iowa: Let the Delegate Race Begin

Tonight the voters in Iowa meet to begin the process of choosing a candidate for president. The Democratic nominee is a given, and most of the news is in the Republican caucus. Starting tonight I’m planning to keep track of the delegates that each candidate wins. Four years ago I found this to be a headache as no two outlets had the same number. Nevertheless I’ll try again.

As a strong Democrat I have to confess fascination in watching the Republican race. With the exception of Mitt Romney who started moderately and has stayed there, there has been a series of what I call the Republican Vomit Comet experiences. It’s clear to me that Mitt is the Republican equivalent of 2004’s John Kerry: nobody is thrilled about him, but they need to find somebody to beat the incumbent. As Republican voters look to someone else to nominate, they find someone, shoot him (or her in the case of Michelle Bachmann) to the top of the polls, find out it’s just not going to work and drop him back to single digits.

It began with Sarah Palin who flirted with running, but elected to pass. Since then we’ve seen the same arc with Michelle Bachmann, Rick Perry, Herman Cain, most recently, Newt Gingrich.

As I see it now, the Republican nominee is going to be Mitt Romney, or perhaps the dark horse, Rick Santorum.

If it turns out to be Rick, you heard it here first.

By the way, my Dad is out of the hospital! Thank you all for your prayers.

Now COPD is personal

As I write this my father is in Fairfax Hospital and I’m asking for prayers from everyone who reads this.

He’s been feeling badly for the last few weeks; he’s been diagnosed with COPD. This isn’t much of a surprise as he smoked a pack and half of cigarettes for about 40 years and the cough he developed earlier this month was thought to be a common cold.

Having a cough is more an irritant than anything else but he also developed swelling (edema) in his abdomen and left leg. The good news is that a doppler test (developed by my friend Lori’s father George Leopold) ruled out a blot clot.

The bad news is that he was having a hard time speaking and we didn’t know why. The hospital called at 3AM and told him to go to the Emergency Room. His sodium level was low (111) and we think it’s a bad combination of his hypertension medication Linisopril and Hydrochlorothiazide. That explained why he was so sluggish. The Lisinopril is a good idea but having Hydrochlorothiazide wasn’t. It’s a diuretic which is normally a good idea for hypertension but it lowers both potassium and sodium which messes with heartbeat. The doctors have changed the medication to stop the diuretic and we all hope it’s the beginning of good news.

I pray it is. My father is a good man, but he doesn’t enjoy being a patient; it’s hard for him to ask for help or be the center of attention. It will be good news for everyone when he gets to go home and I pray and hope he comes home soon to my mother (who he has been married to for nearly 54 years). They belong together.

I love them more than I can say.

Updating the Candidate's List

Every four years I put myself through the torture of following the candidates for President and if you look at the left column of this page you can see as many of the serious candidates as I can find.

Today Herman Cain announced he is “suspending” his run for the Republican nomination. It’s a technical thing and I can’t imagine he will gain the nomination. Suspending instead of ending his candidacy allows him to continue to raise money (though I can’t imagine anyone contributing) and spend money. I suspect he’s doing this so he can close his books and pay his campaign staffers. More about him later.

I also looked at the links I have for other candidates. For several I’ve updated the links when they’ve changed the URL. Others have broken links and I can’t find a campaign page and I’ve deleted them. Here is that list:

Democrat
Jeff Boss
Republican
Herman Cain
Bob Forthen
Roger Nichols
John Revelis
Green
Winona LaDuke (this was actually a mistake: there is a web page to draft her but no page where she says she wants to be President. There are several names being mentioned for the Green nomination but I haven’t found anyone who has announced).
Libertarian
Jim Duesing
Independent
Jim Duesing
James Cooper
Temperance Alesha Lance-Council (this was also a mistake. Her web page is about her candidacy in 2008)
If you are running for President and have a web page, please email me.
Now onto Herman Cain. My last post spoke of his 9-9-9 tax plan, but it’s been clear for the last several weeks that his campaign was doomed.

Charges of sexual harassment are nothing new in political campaigns and they are always bothersome: they turn on he said/she said. What troubled me about this was that the story was first broken by Politico.com in October and they gave the Cain campaign 10 days notice that they were going to publish the story. You can read the original posting here. With 10 days notice the campaign didn’t have a coherent response; at first they attacked Politico.com without denying the charges. Then they couldn’t explain why the National Restaurant Association settled with women who claimed he harassed them. As the weeks went on it just got worse; his poll numbers fell through the floor and it became clear that he was not electable. I give him credit for figuring this out.

The charges notwithstanding, he should have done a better job responding to this. Our President has to respond quickly and coherently to all sorts of things: world leaders who make stupid and provocative allegations, countries or groups that threaten violence, or just plain bad news. The fact that Herman Cain and his campaign fumbled so badly on this told us that he was nowhere near ready to lead the country. He may have had good management skills, but our President needs the type of skills he showed us he doesn’t have.

The Money Chronicles, Volume 5: Flat Tax: How Flat, How Fair, and How Feasible?

A few of the candidates for the Republican nomination are proposing a flat tax instead of our current progressive tax.

A progressive tax raises the tax rate as income increases; in other words a wealthy person pays a high percentage of his income in taxes than a poor person. Here are the 2011 tax rates on individuals:

Income Tax Rate
$1 to $8500 10%
$8500 to $34,500 15%
$34,500 to $83,600 25%
$83,600 to $174,400 28%
$174,400 to $379,150 33%
$379,150 and up 35%

We also tax corporations, but at different levels (I got this from Small Business, Taxes, and Management web page):

Profits Tax Rate
$0 to $50,000 15%
$50,000 to $75,000 25%
$75,000 to $100,00 34%
$100,000 to $15,000,000 35%
$15,000,000 to $18,333,333 38%
$18,333,333 and up 35%

OK, so far so good. Now here’s where it gets complicated: there are deductions to income. From the time the government taxed income in 1913, interest on your home mortgage could be deducted from your income. We can also deduct money donated to charities, and lots of other places. Every time the President says: “and I call on Congress to give a tax break to people who…” it creates another deduction. We use tax deductions all the time to change behavior. We deduct mortgage interest rates because we want to encourage people to own homes; we deduct charitable contributions because we want people to donate to places of worship, food banks, and other charities.

We also want people to save money for retirement. If you contribute money to an IRA, a 401(k) or a 403(b), that money isn’t taxed when earned but is taxed years later when withdrawn. It is generally assumed that money will be taxed at a lower rate because income is usually lower in retirement.

This means that the money you earn isn’t the money you pay taxes on. The hard work of determining your taxes isn’t figuring out how much you owe; it’s how your taxable income is determined. The hard part of doing your taxes (and the reason most of us have a professional do our taxes) is finding the difference between your gross income and your taxable income. Once that is calculated we can look on a table to see what we owe.

So here’s the rub: the candidates who propose a flat tax argue that it’s fairer than a progressive tax and will make it easier for all of us to do our taxes. I suspect most taxpayers don’t really know what percentage they pay in taxes but have a sense that it’s too much. But I do think that most people think the tax code is way too complicated and don’t like the fact that they either need to pay a professional or spend hours preparing their tax return. Do these proposals do what they promise? I propose to look at the plans of three of the current Republican candidates: Herman Cain, Ron Paul, and Rick Perry.

Herman Cain: Mr. Cain proposes what he calls his 999 Plan for Economic Renewal. It is elegant in its simplicity: Personal and corporate income are both taxed at 9%, and a 9% federal sales tax is imposed. That means that if you earn $50,000 this year, your tax would be $4,500. If your corporation makes $500,000 it pays $45,000. If you buy $100 in groceries your bill will be $109. Right?

Not exactly. According to his web page, individuals will pay 9% of their gross income minus money donated to charity. Also there will be tax breaks for people who live or work in an Empowerment Zone (though he doesn’t explain what an Empowerment Zone is or how its chosen). This begins the process of determining the difference between gross income and adjusted gross income. I have a hard time imagining that once this door is cracked open Congress won’t want to add deductions.

Shortly after he announced the 999 plan last month he came under criticism for making even the poorest pay the same rate as the richest. Even though this is the basic foundation of a flat tax, Mr. Cain tinkered with his plan. You can read about it on Fox News: he amended his plan to make anyone at or below the poverty level exempt from the 9% tax, now called 909. Here’s an interesting question: if you’re marginally above the poverty rate but donate enough money (or live in an Empowerment Zone) to adjust your income below the poverty rate, does your tax bill drop from 9% to 0%?

Perhaps the most controversial part of this is the 9% sales tax. There is currently no federal sales tax on most things (though there is an 18.4% tax on gasoline). Many states and localities do have a variety of sales taxes. Where I live there is a 7.75% sales tax on most items, but not on groceries. It’s not clear that Mr. Cain’s plan would add 9% to current local sales tax, or if it replaces those taxes, how states and localities would replace that money.

Ron Paul: This is hard to decipher, but you can look for yourself at his page on taxes. Ron suggests eliminating income taxes on individuals (and, interestingly enough, taxes on tips. I guess he figures that if you work in the restaurant or the hospitality industry, tips aren’t income). In any case, Ron is running for the Republican nomination, but he’s really a libertarian. He calls for a Constitutional Amendment that repeals the 16th Amendment and also calls for the closing of the IRS. He doesn’t worry so much about raising the money to fund the government as to shrinking the government to fit within the available funds. Government funds would be raised by a 15% flat rate on corporations.

Rick Perry proposes a hybrid plan. Essentially he gives the taxpayers a choice: pay your taxes under the current tax code, or choose his New Flat Tax System. That system uses a form called the 1040EZR. You put in your gross income, claim $12,500 for each exemption, deduct mortgage interest, charitable contributions, state/local taxes, and capital gains/dividends. This gives you a taxable income and you pay 20% of that. Governor Perry thinks this 1040EZR will be appealing enough that many taxpayers will use this form over the standard 1040 even if their taxes will go up.

So where does this leave us? The idea of a flat tax appeals to the fairness in all of us, but proponents of progressive tax argue that those who have more can bear a larger share. Right now if Bill Gates and I purchase the same car we would pay the same sales tax, but since he makes more money than I do, he would pay more in income tax.

These candidates, and others, argue a flat tax is not only fairer but also easier. The problem, at least with Cain and Perry, is they have already abandoned a pure flat tax to the extent that both allow deductions for charitable contributions. I also wonder about the pushback any candidate would get (for example) from the National Association of Realtors for trying to eliminate the deduction for mortgage interest.

Housekeeping on My Candidates List

As in 2008 I’m attempting to keep an accurate list of the men and women running for President in 2012. It’s not an easy task as I wish to go beyond the candidates who have enough money and media exposure to be household names (quick, name anyone other than President Obama running for the Democratic nomination). It’s hard sometimes to tell who is really running; many of the candidates I have listed appear to have put up a web page and don’t do anything else. From time to time I click on the pages to see if anyone has dropped out; they almost never say they do and I’m left to wonder.

Tonight I randomly clicked on the page for independent candidate Rajesh Raghavan. His page on blogspot has been removed. I looked to see if perhaps he has moved his page and I haven’t found anything. There is a page connected with the Federal Election Commission; it tracks the money to his campaign. As I write this he has raised $550 (of which $500 is from him) and has spent $347 leaving him a balance of $203. Presumably most of the $347 was the blogspot post.

From time to time a candidate googles himself and finds my page and contacts me. This has already happened with one candidate. If you are connected with Mr. Raghavan’s campaign, let me know what to do with my list. As for now I’m removing it.